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Volkswagen Santa Monica Online Credit Application

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Finance your next vehicle with our quick, hassle free process and view your current
credit score instantly. Just a few seconds will save you time at the dealer.

Whether your credit is good or bad, we have options that will allow you
to simplify your buying process with programs for your specific needs.



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Los Angeles Car Loans | Volkswagen Santa Monica

The Finance Department at Volkswagen Santa Monica of Los Angeles is here to help get you a great deal on a new or used car loan in California.

Volkswagen Santa Monica's finance team is ready to create the financing plan that works best for you. Save money, time and frustration by working with the finance specialist at our Los Angeles area dealership.

Volkswagen Santa Monica's finance experts work with various financial institutions to get you the best deal on a Los Angeles car loan. Our dealership is here to make purchasing an automobile a simple and pleasurable experience. Be sure to view our current finance specials to save even more at Volkswagen Santa Monica!

We can help students with no credit history, or those who have hit a rough spot and now have bad credit problems. We can customize a loan program to your needs. Call us at (866) 906-9683, or visit us in person by coming to 2440 Santa Monica Blvd, Santa Monica, CA 90404.

Financing Navigation

Contact Information

Volkswagen Santa Monica

2440 Santa Monica Blvd

Santa Monica, CA 90404
workSales:
866-906-9683

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.